After some type of disaster or weather event damages your
home, you are probably feeling quite stressed out and anxious. Filing an
insurance claim with your insurance company can be confusing, especially if you
have never done it before. There are a ton of forms and other paperwork to fill
out. And it’s even worse if you are already feeling overwhelmed because of the
weather event and the damage to your home! We are an insurance
adjuster in the Twin Cities, and we have a few tips on what you should look
for when you are hiring an insurance adjuster.
The first thing you need to look into is the insurance
adjuster’s license. Is the adjuster licensed to work in your state? Get a
license number and make sure you verify it with your state department of
licensing. Sometimes if the insurance adjuster works for a specific company,
they will practice under that license. Either way, get that number and check to
make sure it is legit.
You should also ask for some references from the insurance
adjuster. Call a few of them and ask about the experiences they had with the
adjuster. You should also ask the insurance adjuster a few questions too. For
example, how many claims have they handled for other customers? How much
experience do they have?
Of course, you should always check on the fees too. How much
of the insurance claim money will you owe to the insurance adjuster after the
claims process is finished? Make sure you fully understand the adjuster’s fees
and how they will be collected from you. And be sure you get everything in
writing, just in case.
Last but not least, listen to your gut instinct. If
something sounds too good to be true, it probably is. Make sure you get along
with your insurance adjuster and that your personalities mesh well, considering
you will be working closely with this person for at least a few months until the
claims process is finally over.
You should call us any time you need an insurance adjuster!
We are fully licensed and experienced, and we do our best to treat our clients
with the utmost care and attention to detail.
