Thursday, December 15, 2016

Depend on Public Insurance Adjusters

Its wintertime! Get that fireplace running! Nothing compares to the overall awesomeness of a fireplace. The odor, the crackle, the trance-inducing fire, all of it adds up to you and yours frequently sitting around the fireplace to enjoy family time.

The fireplace is not all roses, sunshine and warmth. Your chimney offers potential hazards if not properly cared for. As public insurance adjusters in the Twin Cities, so many of your acquaintances, colleagues, family and friends have been assisted in the event of their home falling prey to the unkempt whims of a chimney that from year to year is put into action without proper care.

The fireplace is something that gets an annual shut down only to be reawakened at a later date. You, at a minimum and preferably once a year, right before or right after winter, should have that chimney professionally inspected and cleaned. When a standard house-warming fire burns in your fireplace, creosote begins to form. It accumulates and builds up with each subsequent fire. This black and sticky flammable substance should be cleaned regularly to prevent it from igniting and causing a fire at a place with your chimney that you do not want it to be.

Utilize dried and cured wood in your chimney operations (the logs need to be split, dried for 8 to 12 months). Stack your logs so that they have a cover over them, leaving ample openings on the sides to accomplish proper air flow. Do not utilize lumber scraps, construction scraps, painted wood or other pieces of treated wood. These types of wood could release harmful chemicals into your home, and it could affect the indoor air quality at your house. You can use starter logs to start the fire if you need to, but just be sure to use only one of them at a time since they burn very hot.

When not using the fireplace, always use the damper. The damper will help keep the warm air currently in your home from getting out. When actively burning a fire in the fireplace, make sure you keep the doors of the fireplace open to allow the heat of the fire to get into the room.

We hope that our tips will help you eliminate a worst case scenario from occurring within your home. Not running into a disaster equals not having to call on your insurance company. If you do find yourself in the undesirable position of having to deal with your insurance company alone, hire some public insurance adjusters in the Twin Cities area. Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.