Thursday, March 15, 2018

Tips from the Experts: What You Should Do after a Storm


With spring and summer comes intense weather that can bring harsh, damaging storms to the area. When a storm hits and causes damage to your home, it is important to take the proper first steps to get your home and your wallet on the road to recovery. At Norcia, we offer insurance claims help for Minnesota and are here to offer help with all of your insurance needs. And, we’d like to start by giving you a few tips so you know where to begin.

First, not sure if you have a claim? File one anyway. Experts like those at Norcia can get you the insurance claims you need to get you started. Even if a claim is fairly minor, like a broken window, for instance and won't exceed your annual deductible, you should still report that damage. Why? If there's another storm this year, then together your claims from both storms might top your deductible and then you could be reimbursed.

Next, contact your insurance company. Contacting your insurance company is essential to starting the claims process. But, with insurance claims help help from Norcia, we can take care of this for you. A public insurance adjuster like us can come to your home, talk to y our insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and contracts that you might otherwise have a hard time understanding.

Always be sure to document every single possible issue that can be deemed a “loss”. Take photographs and notes. Go room by room inside of the house, side by side on your home’s exterior. Take close-ups, zoom in. In cases of loss with regard to natural disaster in pursuit of recompense from your insurance company, it is far better to have way too much in the way of documentation than little at all.

If your home has taken on severe damage, it is a good idea to board up your windows and doors. This will aid in the effort to prevent it from taking on even more damage, in addition to protecting the assets within. If you bring in a contractor to do such work, keep the receipt. You never know and keeping an accurate log of all transactions related to the disaster your home has endured will go a long way in aiding the insurance claims management process.

One thing to always remember is that for all of these steps, it helps to have insurance claims help you can trust. We will be in your corner, not the insurance company’s. Our job is to look out for you to make sure that you get fair and reasonable compensation from your insurance company when you file a claim.

Are you interested in getting more information on insurance claims help in Minnesota? Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.