Common Causes for Home Insurance Claims

As expected, many if not most homeowners aren’t experts at dealing with insurance companies or negotiating insurance claims. But as the trusted insurance adjusters for Wisconsin, we are here to answer all of your insurance claims questions. WI homeowners entrust all of their insurance claims questions and needs with us because we are here to help you with this complicated process.

Some of the most common issues that often require an insurance claim, include:

 Roof damage. This one is tricky because some roof damage is always covered by a home insurance policy, while other roof damage is not. Most home insurance policies cover unexpected roof damage like hail damage, fallen debris and the like. If your roof was damaged in a storm, then your home insurance should cover the cost of repairing your roof to its pre-loss condition.

In many cases, the insurance company will dispute certain aspects of your insurance claim. In this case, should hire a public adjuster to answer any of your insurance claims questions and handle your insurance claim to ensure you receive the maximum amount you are entitled to in order to fix your roof.

Burst pipes. Discovering a burst pipe in your home can be a scary experience. Your insurance company should understand that you need to move fast when handling a burst pipe insurance claim. After you’ve spoken with your insurance company, a water damage remediation company should arrive on-site quickly to tackle the problem.

A burst pipe can quickly cause thousands of dollars in water damage. Making matters worse, some insurance companies will refuse to cover certain burst pipe damages. If you need help figuring out coverage for your exact situation with water damage from a leak, broken pipe, or a pipe that burst, a licensed public insurance adjusters like those at Norcia Insurance Consultants can evaluate your policy and claim to provide industry expertise for your unique insurance claim.

Fire. After a damaging fire, you'll want to make a list of everything you lost in the fire. Insurance policies require policyholders to file their insurance claims and ‘proof of loss’ reports as soon as possible, so call your insurance agent immediately to get the process started. Dealing with the insurance company is a very convoluted process, especially when it comes to fire damage so it is important you have someone fighting on your behalf and answering any and all of your insurance claims questions. An insurance claims adjuster here at Norcia can help you every step of the way. 

Whatever damage occurs to your home, it is essential that you enlist the help of a licensed public adjuster who can negotiate with your insurance company on your behalf and fight for every penny owed to you under the terms of your contract.

For more answers to your insurance claims questions in WI, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can Contact Us to set up your Free Consultation.