When you experience an emergency and must file an insurance claim, call Norcia Insurance Consultants. Our MN public adjusters work with you to get you what you deserve. Public adjusters are there for you from start to finish; from helping you file your claim to acting as an intermediary and talking to your insurance company for you.
But when you hire a public adjuster, do you know what
questions you should ask them? They are there to help you through the process,
so there is no such thing as a dumb question! Here are some ideas of questions
you can and should ask to get you started.
Did I Do Something Wrong?
With the amount of paperwork involved with filing a claim,
it can be an intensive process that most are prone to making mistakes during.
Public adjusters are well-versed in claim paperwork and can look over
everything to help you ensure that you are filling out each page appropriately.
There’s no need to worry about messing up, as public adjusters are there to
help you through the whole process and can answer any questions.
If you think you did something wrong, it’s important to let
your public adjuster know as soon as possible so they can help you fix it or
talk you through what needs to be done.
What Paperwork Do I Need to Prepare?
While public adjusters can often handle paperwork for their
client, there are some things that you may need to fill out yourself or sign.
Ask them ahead of time what you need to do so you can be prepared and speed up
the process of filing your claim.
What Can You Tell Me About My Insurance Policy?
Do you fully understand all the small details in your
insurance policy? If you are in the majority, and your answer was no, your
public adjuster can help make sense of your policy, including all the fine
print. There might be something hiding in there that could help your claim, or
maybe there’s just a section that never really made sense to you. Either way,
asking about your insurance policy is a great way to learn more and potentially
help you process your claim.
The complexity of your claim typically influences the time it takes to get your payment, but even the smallest, simplest claims can take time. When you experience a disaster and need to file a claim, you don’t want to wait to receive your payment. Asking your public adjuster about how long it will take them to process your claim and if there are any ways to speed up your insurance company can help you set realistic expectations and sometimes even speed up the process!
How Much Can I Realistically Expect from My Insurance
Company?
If you want to manage your expectations, this is one of the
best questions to ask. Your public adjuster can help answer how much you can realistically
expect, which also puts you in a better position to get the best possible outcome
from your claim! If you have unrealistic expectations, asking for too much or
too little, insurance companies can end up giving you a lot less than you
deserve. It’s important to know what your best-case and worst-case scenarios
are, so that you can plan for either option.
When it’s time for you to hire a public adjuster in MN, contact Norcia Insurance Consultants. Call us at 866-512-LOSS (5677) or request a free consultation!
